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Your Guide To Insurance Approved Commercial And Domestic Burglar Alarm Systems

Choosing the right security system can be challenging. Many homes and businesses are vulnerable due to outdated or ineffective alarms.

Decades of experience have shown us the need for reliable, insurance approved alarm systems.

Being NSI Silver certified, we can offer professional installation and maintenance services approved by your insurer. This enhances security and can also reduce your premiums.

Keep reading to discover why choosing an approved alarm system is the best way to protect your property.

A burglar accessing a house protected by insurance approved alarm systems.

What Are Insurance Approved Alarm Systems?

Insurance approved alarm systems meet strict certification, installation, monitoring and maintenance standards set by insurance companies.

  • Certification: The system must be certified by recognised bodies such as the National Security Inspectorate (NSI) and Security Systems and Alarms Inspection Board (SSAIB).
  • Installation: It should be installed by a professional security company certified by NSI or SSAIB.
  • Monitoring: Approved systems are usually monitored 24/7 by a professional monitoring service.
  • Maintenance: Regular maintenance and checks are required to keep the system in optimal working condition.

Why Choose i2 Security & Fire Protection?

Professional Installation

Incorrect installation can lead to false alarms or system failures.

At i2 Security & Fire Protection, our experts have the necessary skills and certifications.

We’re NSI Silver approved, which guarantees high standards and reliable service.

We’ll install your system efficiently and effectively, providing you with the high level of security you need.

Regular Maintenance

Professional maintenance ensures the alarm remains in optimal working condition.

Regular checks can identify and fix issues before they become significant problems.

i2 Security & Fire Protection offers comprehensive maintenance services. Our team will conduct routine inspections, tests, and repairs to keep your system running smoothly. 

What Are the Benefits of Approved Alarm Systems?

The main benefits of approved alarm systems are boosted security​, enhanced property value​ and lower insurance premiums.

Boosted Security

Approved alarm systems offer superior protection by effectively detecting and deterring intrusions.

With features like 24/7 monitoring and immediate response, your property always remains secure.

Enhanced Property Value

Installing a high-quality alarm system approved by your insurance company can enhance the value of your property.

Potential buyers often see these systems as valuable assets. They know they’ll benefit from the added security and potential insurance savings.

Lower Insurance Premiums

Insurance companies recognise these systems’ added security and are often willing to offer discounts on home and business insurance policies.

What Are The Different Types Of Burglar Alarm Systems?

The different types of burglar alarm systems include smart, monitored, bells-only, dummy and hold-up devices (with most being available wired or wireless).

Smart Alarm Systems

Smart alarm systems integrate with home and business automation devices.

You can control them remotely via smartphones and they often include features like cameras, motion detectors, and smart locks.

These systems offer convenience and enhanced control because they allow you to monitor and manage your security from anywhere.

Monitored Alarm Systems

Monitored alarm systems are overseen by professional Alarm Receiving Centres (ARCs).

The ARC is notified when an alarm is triggered and can quickly alert the police or designated keyholders.

Bells-Only Alarm Systems

Bells-only alarm systems emit a loud noise when triggered to deter intruders and alerts nearby individuals.

However, they do not contact emergency services or monitoring centres. This makes them less effective than monitored systems in responding to an intrusion.

Dummy Alarm Systems

Dummy alarm systems are fake alarms designed to look like real ones.

They deter potential intruders who may avoid properties that appear to have alarm systems installed.

While they provide a psychological deterrent, they offer no actual protection.

Hold-Up Devices

Hold-up devices, or panic buttons, are used in emergencies to alert authorities.

They’re particularly useful when immediate assistance is required, such as during a robbery or medical emergency.

Wired or Wireless?

Wired alarm systems use physical cables. They’re more reliable but more complicated to install.

Wireless systems use radio signals. They’re easier to install and more flexible, especially in properties where running wires is difficult.

Speak to a member of the i2 team today to discuss which type is best for you.

How To Choose The Right System For Your Needs

When choosing the right alarm system you need to assess your requirements, consider your budget and get help from trained professionals.

Assessing Your Requirements

Consider your property’s size and layout. Larger homes and businesses, for example, might need more sensors or multiple control panels.

Identify high-risk areas like entry points and isolated sections.

Think about your lifestyle. Do you travel frequently or have pets?

Is your commercial property always occupied, or is it empty for long periods?

Budget Considerations

Alarm systems range from basic to advanced, with varying prices, so it’s important to figure out your budget and what features you need.

Choosing the cheapest option is always tempting. However, investing in a high-quality alarm system will save money in the long run because it will reduce insurance premiums and help prevent theft.

We're Here to Help

At i2 Security & Fire Protection, we offer customised solutions.

Our experts assess your property and recommend the best system to ensure maximum protection.

Contact us today for a personalised quote.

What Are The Alternatives To Intruder Alarms?

Some of the alternatives to intruder alarms that you might want to consider include security cameras, lights, smart locks and sensors.

  • Security cameras provide visual deterrence and evidence in case of a break-in.
  • Motion-sensor lights can scare off potential intruders.
  • Smart locks offer advanced access control.
  • Window and door sensors add extra layers of security.

Frequently Asked Questions

How much does an alarm cost?

Basic systems start at around £200. Advanced setups with monitoring can cost £1,000+. Call us today. We provide competitive pricing for top-quality systems.

Do I have to tell my insurer I have an alarm?

Yes, you should inform your insurer if you have an alarm. Using an approved alarm can lower your premiums. Your insurer needs to know to be able to apply any discounts and ensure you meet your policy terms.

Am I insured if I fit a home alarm myself?

Fitting your own home security might affect your home insurance policy. Many insurers require professional installation for the system to earn you a discount on your premiums.

Are Grade 2 EN50131 alarms insurance approved?

Yes, insurers often approve a Grade 2 EN50131 alarm. This grade indicates the system is suitable for properties with a medium risk of intrusion. Always verify with your insurer to ensure compliance with their specific requirements.

How do I know if my alarm is NSI-approved?

To know if your alarm is NSI-approved, check for NSI certification marks on the system and documentation. You can also verify with the installer or the NSI website.

What is the role of a keyholder?

The role of a keyholder is to respond to alarm activations and liaise with the monitoring centre or contact the police.

Final Thoughts

Choosing the right alarm will keep your property secure and reduce your insurance premiums.

We’ve explored the benefits of different systems (such as monitored, smart, and bells-only) and the role of bodies like NSI and SSAIB. We also covered how professional installation and maintenance are crucial for system effectiveness.

Our NSI Silver-approved expert services guarantee top-quality installation and maintenance. Whatever your needs, you can trust us to provide the best security solutions!

Ready to enhance your property’s security with an approved alarm system? Contact i2 Security & Fire Protection today. Our team is here to provide expert advice, professional installation, and ongoing maintenance.

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